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Welcome to Minerva Financial and Mortgage Advisers

Our values are simple

We aim to help you by making complicated things easier to understand.
We want to help you to discover what you really want and show you how you can achieve it.
We enjoy what we do and want to make your experience a pleasant one.
We want to grow by your recommendation.

Once you understand what you need, we can help you fine tune the chosen remedy with regard to saving tax and money. We believe that value-for-money is key when choosing financial products. Therefore all our recommendations are backed-up by extensive research to find the best possible individual solution.

Our emphasis is on impartial advice, not sales. Selling and miss-selling occurs when institutions sell what is profitable to them not what is necessarily best for the customer. We are not tied to any one provider so we can offer you:

an unbiased, impartial and holistic approach
value for money
superior financial products

Minerva-FMA is an appointed representative of Sesame Ltd, the largest Independent Financial Adviser Network in the UK. Sesame Ltd is authorised and regulated by the Financial Services Authority. As independent advisers, our regulators require that we have a full understanding of your current circumstances before any recommendations are made.

At Minerva we provide a personal service tailored to suit you. So give us a call if you are thinking of:

a new mortgage
re-mortgage
life assurance & critical illness cover
financial protection for your family
ill health cover
savings or investing
retirement planning

We look for the best deals on offer and take the headache out of planning for the future. We aim to build long-term relationships with all our clients based on trust and on-going support as their financial situation changes.

Your home may be repossessed if you do not keep up repayments on your mortgage.

You can choose how we are paid for mortgage services; pay a fee (usually 0.5% of the loan amount) or we can accept commission from the lender; or a combination of research fee and commission from the lender. This will be discussed initially with you.

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Critical Illness and
Life Insurance
 

House Prices
As at Jul/08
Avg. £177351
Index -8.80%
Src: Halifax Group
Detail...
Bank Base Rate
As at Aug/08
Rate 5.00%
Src: Bank of Eng.
Detail...
Retail Prices
As at Jun/08
Index 4.60%
Src: HM Treasury
Detail...

Minerva Financial & Mortgage Advisers is an appointed representative of Sesame Ltd, which is authorised and regulated by the Financial Services Authority. Sesame Ltd is entered on the FSA register (www.fsa.gov.uk/register/) under reference 150427.

The FSA do not regulate will writing, loans, credit cards, utilities and some forms of mortgage, tax planning, offshore investments, inheritance tax planning and school fees planning.

This Internet site is directed to UK residents only.

Please ensure you read our User Terms, Client Agreement, Key Facts and Privacy statement.


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