" Life expectancy for both men and women has continued to rise. In 2006, life expectancy at birth for women born in the UK was 81 years, compared with 77 years for men. This contrasts with 49 and 45 years respectively at the turn of the last century in 1901."

UK Government National Statistics

Can you afford to retire on state benefits?

Pension Projection Calculator - please click here

It is also important to look at your employers’ scheme e.g. the NHS Pension Scheme. If you do not have membership to an employer scheme, you will be left to your own planning to secure a suitable income.

The rules and regulations for Pensions were simplified in April 2006 by new government legislation. This means many people would benefit from a Pension review. If you would like us to contact you regarding your options in light of these changes please click here.

Testimonial

“Savio Santimano has been advising me financially for over 10 years and I have found his advice invaluable in ISAs, Pensions and Mortgages. To find someone knowledgable, pleasant and easy to understand makes finance much more enjoyable for someone like me who is very busy working full-time in a completely different field. I shall be happy to go on taking my financial advice from Savio as long as I am planning my financial future.”

Dr Ann Hardman, The Village Surgery, Middlesex